Plaid28.04.2026

Fraud Researcher

Полная занятостьУдалёнка

Обязанности

  • 01Lead investigations into complex fraud cases across identities, accounts, devices, and transaction surfaces
  • 02Provide support to day-to-day fraud operations including SEVs and alert triage
  • 03Reconstruct attacker sequences and hypothesize actor intent and tooling
  • 04Distill patterns from noisy signals into clear narratives and actionable insights
  • 05Bridge investigation outcomes to product and model improvements
  • 06Operate across Plaid's fraud tooling — dashboards, alerting systems, network signals, and analytics platforms — to detect and validate anomalies
  • 07Stress-test existing capabilities, identify systemic gaps, and define new detection primitives
  • 08Proactively identify gaps in internal fraud tooling and automation, driving enhancements to improve efficiency and scale
  • 09Collaborate with Data Science, ML/AI, and Product teams to improve labeling, feature sets, evaluation frameworks, and model decay monitoring
  • 10Surface data quality limitations and systematically formalize missing features
  • 11Translate exploratory research into reusable feature pipelines, model inputs, or rule augmentations
  • 12Participate in product discovery, roadmap planning, and post-launch evaluation to ensure fraud-awareness by design
  • 13Conduct longitudinal and structural analysis of how fraud types manifest in Plaid network data
  • 14Experiment with network/graph analysis, sequence mining, anomaly detection, and custom heuristics
  • 15Continuously survey external fraud trends, adversary techniques, tooling, and emerging threat vectors
  • 16Proactively perform threat modeling of abuse surfaces and initiate research proposals when patterns emerge
  • 17Produce clear, evidence-backed technical reports and case studies for product, engineering, operations, legal, and executive stakeholders
  • 18Document investigation workflows, attack classifications, and proof-of-concept detection logic
  • 19Drive post-incident learning by capturing lessons from fraud incidents and feeding them back into defenses

Требования

  • 013+ years of applied fraud experience in fintech, consumer payments, banking, SaaS, marketplace risk, or security research
  • 02Investigator mindset with pattern synthesis, hypothesis testing, and signal-to-noise triage
  • 03End-to-end investigation experience reconstructing attacker intent across accounts, devices, and identities
  • 04Post-containment incident response experience with focus on post-mortems and root cause analysis
  • 05Experience navigating dark and grey web, assessing source credibility, and translating intelligence into actionable insights
  • 06Strong communication skills for explaining complex behavior to technical and non-technical audiences
  • 07Tool fluency with data environments and investigative toolchains such as BI tools, anomaly detection, and case trackers
  • 08Preferred: SQL for deep data querying and exploratory analysis
  • 09Preferred: Python for scripting, rapid prototyping, and analytical workflows
  • 10Preferred: Graph/network analysis experience to detect linked behavioral structures or actor networks
  • 11Preferred: Familiarity with rule engines, signal gating, and large‑scale monitoring systems
  • 12Preferred: Experience applying AI tools and agents to accelerate investigations and research workflows
  • 13Nice to have: Fraud domain certifications (e.g., CFE)
  • 14Nice to have: Experience with consumer identity, payments, or risk platform development
  • 15Nice to have: Exposure to production ML model lifecycles and metrics for drift/decay
  • 16Nice to have: Experience improving internal fraud tooling, automation, or case management systems