Chime Financial, Inc2 дня назад
2026 - Product Manager, Transaction Risk Decisioning
Зарплата не указана
РЫНОК
15 450 ₽медиана по профессии
Data Scientist · 36 вакансий с указанной зарплатой
7 333половина предложений: 12 500–20 277150 000
Работодатель не указал зарплату — сравните с рынком сами.
Chicago
Обязанности
- 01Drive strategy to reduce transaction declines and increase purchase volume authorization rates — directly impacting members' experience with Chime, and helping Chime's revenue and purchase volume growth
- 02Launch new controls for an emerging fraud pattern across a money movement rail
- 03Redesign a risky decline flow so more good members recover successfully while bad actors are still contained
- 04Work cross functionally with analysts, data science, Compliance, Legal and engineers to improve the quality of risk signals flowing into a decision checkpoint
- 05Partner with member support teams to make a confusing risk outcome understandable and actionable for members
- 06Help launch new financial products safely by designing the right safeguards, fallbacks, and monitoring
Требования
- 015+ years of experience as a Product Manager
- 02Deep expertise in payments risk — you understand how card networks operate, including Visa and Mastercard transaction rules, authorization reason codes, dispute and chargeback frameworks, and decline return codes (e.g., Do Not Honor, Insufficient Funds, Card Activity Limit)
- 03You can hold a substantive conversation with a risk strategist, a network partner, or an issuer processor about why a transaction declined and what can be done about it
- 04Proven ability to think strategically about purchase volume and authorization rates — you've connected decisioning logic to revenue outcomes and can frame risk tradeoffs in terms of business impact, not just fraud loss
- 05A track record of bringing thought leadership to hard, ambiguous problems — you don't just execute on a roadmap, you shape it; you can articulate a compelling vision for how the transaction experience should work and build alignment across engineering, risk, compliance, and leadership
- 06A strong product mindset and the ability to translate complex risk and platform challenges into clear strategy and execution
- 07Experience operating in systems with significant policy, operational, and data dependencies
- 08The ability to engage fluently across member journeys, policy behavior, experiment design, and platform capabilities
- 09Strong customer empathy and a track record of turning user insights into product decisions — with a particular sensitivity to how declines and friction moments affect member trust and retention
- 10Strong analytical skills and experience applying machine learning and AI methodologies
- 11Deep curiosity and a strong sense of ownership
- 12Experience working in a fast-growing, cross-functional environment
- 13A passion for helping members lead healthy financial lives
Условия
- 01Location: San Francisco, CA or Chicago, IL (salary range depends on location)