Toast08.01.2026
Старший аналитик кредитных рисков - отчетность по CECL, прогнозирование потерь
Зарплата не указана
РЫНОК
13 172 ₽медиана по профессии
Business Analyst · 22 вакансий с указанной зарплатой
5 833половина предложений: 9 167–33 375150 000
Работодатель не указал зарплату — сравните с рынком сами.
Bangalore
Обязанности
- 01Oversee the monthly CECL calculations and reporting process, collaborating closely with accounting and strategic finance teams to ensure the robustness of methodology and accuracy of loss reserve calculations
- 02Refine existing loss forecasting models / methodologies which feed into monthly CECL calculations, to improve the overall accuracy and stability of forecasts
- 03Develop loss projection and expected loss estimation methodologies for revolving products (e.g. credit card)
- 04Define, implement, and continuously improve the portfolio risk management strategy (including collections), ensuring alignment with company appetite
- 05Develop and maintain a comprehensive and timely reporting framework to provide risk visibility to management, ensuring that risk and return are optimized and in line with company goals
- 06Define and monitor key KPIs
- 07Proactively identify emerging risks and propose data-driven mitigation solutions to minimize potential losses and optimize returns
- 08Foster strong partnerships with Product Management, Operations, Engineering, Data Science, Accounting, and Strategic Finance teams, driving alignment and facilitating data-driven decision-making
- 09Maintain and update CECL methodology documents and procedures, ensuring compliance with regulatory and audit requirements
- 10Work with product and engineering to make sure that right data is in the pipelines for reporting and analytics
Требования
- 015+ years of experience in consumer or small business lending in a quantitative risk strategy / analytics role, with hands-on experience in loss forecasting and expected loss estimation
- 02Quantitative degree (Mathematics/Statistics/Economics/Operations Research) preferred, Masters Degree or MBA a plus
- 03Proficiency in SQL and Python/R, with experience in data visualization tools such as Hex/ Tableau/Looker/Sigma
- 04Exceptional written and verbal communication skills, with the ability to effectively convey complex ideas to both technical and non-technical audiences
- 05An inquisitive nature, with a passion for exploring variances, understanding root causes, and driving data-driven decision-making
- 06Proven ability to navigate a cross-functional, non-hierarchical environment, fostering collaboration and driving alignment across teams
- 07Highly analytical bent of mind and ability to solve complex problems
- 08Experience in working in credit cards, term loan products
- 09Bachelors degree is mandatory
Условия
- 01Hybrid work model that fosters in-person collaboration while valuing individual needs
- 02Competitive compensation and benefits programs
- 03Benefits package goes beyond great earnings potential and provides the means to a healthy lifestyle with flexibility