Chime Financial, Inc14 дней назад

Старший инженер-программист, кредитование

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РЫНОК
14 534медиана по профессии
Tech Lead / Team Lead · 64 вакансий с указанной зарплатой
5 250половина предложений: 11 312–19 1671,2 млн
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New York

Обязанности

  • 01Lead end-to-end architecture and delivery of backend systems that connect member-facing lending products with shared platforms such as Credit Risk, Capital Markets, Repayments, servicing, and core financial systems
  • 02Drive complex, cross-team initiatives from problem definition through architecture, implementation, rollout, and iteration, especially where multiple teams or domains need to move in sync
  • 03Own technical problems with real business and member impact, and bring structure, momentum, and clarity when the path is not obvious
  • 04Define and evolve APIs, integration patterns, and data contracts so product teams can move faster without compromising safety, correctness, or reuse
  • 05Design for scale, resiliency, observability, and operational excellence, with strong handling of failures, retries, reconciliation, auditability, and edge cases
  • 06Identify opportunities to turn one-off product needs into reusable platform capabilities that unlock future velocity across Lending
  • 07Partner closely with Product, Design, Risk, Data Science, Analytics, Finance, and Operations to translate ambiguous problems into practical, high-leverage technical solutions
  • 08Influence how product and platform teams work together by clarifying ownership, reducing integration friction, and improving the quality of technical decision-making across boundaries
  • 09Participate in on-call and incident response, and lead efforts to turn production lessons into lasting improvements in systems, tooling, and engineering practices
  • 10Mentor other engineers through design reviews, technical feedback, and hands-on partnership, helping raise the leadership capacity of the broader org
  • 11Contribute to roadmap and strategy conversations by identifying where platform investments can unlock multiple product outcomes over time

Требования

  • 018+ years of experience building and operating production software at scale
  • 02Strong track record of owning backend systems end-to-end
  • 03Strong backend engineering fundamentals
  • 04Experience with Ruby on Rails or a comparable framework
  • 05Experience building APIs and distributed systems in production
  • 06Experience with transactional databases, asynchronous processing, caching, and large-scale application architecture
  • 07Strong system design judgment and the ability to make sound tradeoffs across correctness, scalability, resiliency, speed, and long-term maintainability
  • 08Track record of leading complex projects that span multiple teams, systems, or business workflows
  • 09Experience working in fintech, lending, banking, payments, risk, or other high-stakes domains

Условия

  • 01Base salary begins at $164,000 and up to $259,000
  • 02Full-time employees eligible for bonus
  • 03Competitive equity package
  • 04Benefits package
  • 05Salary may be higher depending on location, skills, qualifications, and experience