Chime Financial, Inc4 days ago
Sr. Analyst, AML Governance
RUB 9,333–12,917per month · before tax
MARKET
10,167 ₽median for this role
BI Analyst/Developer · 13 jobs with disclosed pay
5,250half of the offers: 9,167–14,16764,167
At market · above 38% of offers
San Francisco
Responsibilities
- 01Lead and enhance governance frameworks supporting the BSA/AML and OFAC programs, ensuring clear ownership, accountability, and effective oversight
- 02Drive governance routines, executive and committee reporting, and escalation processes in a fast-paced regulatory environment
- 03Track, analyze, and report on program risks, issues, remediation plans, and control effectiveness to promote transparency and informed decision-making
- 04Partner with Financial Crimes and Risk teams to support enterprise-wide AML and sanctions risk assessments, document controls and control owners, and strengthen the control framework
- 05Draft, update, and maintain BSA/AML and OFAC policies, standards, and procedures in alignment with regulatory requirements and bank partner obligations
- 06Monitor regulatory and guidance developments, assess applicability and impact to Chime, and drive the resulting policy and control updates to completion
- 07Prepare comprehensive materials for regulatory exams, bank partner reviews, and internal/external audits, maintaining audit-ready documentation repositories
- 08Coordinate audit and exam responses, and drive remediation efforts with clear milestones, measurable outcomes, and strong follow-through
- 09Support issues management end to end — from issue intake and root cause analysis through corrective action plan design, validation, and sustainability evidence
- 10Collaborate cross-functionally to influence outcomes, support change initiatives, and implement scalable governance improvements
Requirements
- 015+ years of experience in BSA/AML and OFAC compliance, with significant time spent in a governance, advisory, or second-line capacity at a fintech, bank, or other directly regulated financial institution
- 02Deep working knowledge of FinCEN, OCC, and FFIEC requirements and examination expectations, with applied experience in consumer banking, payments, or lending
- 03Exceptional written communication, with demonstrated ability to translate regulatory requirements into clear, defensible policies, procedures, and executive-level narratives
- 04Experience supporting regulatory examinations, internal or external audits, and bank partner reviews — including request-list management, evidence collection, and interview preparation
- 05Hands-on issues management experience: authoring corrective action plans, defining validation criteria, and tracking remediation to closure with evidence of sustainability
- 06Experience contributing to enterprise-wide BSA/AML and sanctions risk assessments, including inherent risk scoring, control effectiveness rating, and residual risk methodology
- 07Working knowledge of the three lines of defense model, and the judgment to provide credible independent challenge while maintaining strong first-line partnership
- 08Experience building executive- or Board-level reporting materials and running formal governance and committee routines
- 09A demonstrated record of driving automation or process improvement within a compliance or risk function
- 10Strong program management skills, with the ability to run multiple concurrent workstreams against firm regulatory deadlines
- 11Proven ability to influence across Compliance, Legal, Risk, Product, and Engineering
- 12Comfort operating with urgency amid ambiguity, shifting priorities, and incomplete information
What we offer
- 01Full-time employees are also eligible for a bonus, competitive equity package, and benefits