Ramp11 days ago
Credit Risk Associate
RUB 11,667–16,000per month · before tax
MARKET
12,375 ₽median for this role
IT Support / Helpdesk · 65 jobs with disclosed pay
5,714half of the offers: 8,583–16,667145,833
At market · above 46% of offers
Полная занятостьУдалёнка
Responsibilities
- 01Own credit risk strategy for areas like model prototyping, credit limits, payment speed, collections, etc.
- 02Use SQL, quantitative reasoning, and credit risk judgment to investigate patterns, size opportunities, define policy changes, and pressure-test recommendations.
- 03Build the first useful version when the workflow does not exist: a tool, app, dashboard, agent, notebook, QA loop, monitor, or decisioning process.
- 04Use AI tools every day to move faster on research, analysis, coding, synthesis, writing, verification, and follow-through.
- 05Build AI into credit risk workflows: feature exploration, policy monitoring, case review, exception handling, decision support, documentation, and human-in-the-loop QA.
- 06Investigate new data sources and model features; evaluate signal quality, coverage, failure modes, and how they would change credit decisions.
- 07Make ambiguous credit risk decisions within your surface area, balancing loss, customer experience, operational burden, growth, compliance, and risk-adjusted returns.
- 08Partner with Product, Engineering, Design, to execute and build the risk management infrastructure
Requirements
- 01Minimum 2 years of experience in credit risk management or quantitative strategy role
- 02Minimum 2 years of experience using SQL or Python for data retrieval and manipulations
- 03AI fluency you can demonstrate live: name the tools, show an artifact, explain a recent failure mode, and walk through how you verified the output before using it in a credit risk decision.
- 04Ownership in ambiguity: you define the question, get the data, make the call, communicate the tradeoffs, and drive follow-through without waiting for perfectly scoped work.
- 05Strong communication: you can compress a complex credit risk decision into a clear narrative that leadership and cross-functional partners can act on.
What we offer
- 01Flexible PTO
- 02Centralized home-office equipment ordering
- 03Health and wellness stipend
- 04Budget for intra-office travel
- 05Weekly coffee stipend
- 06100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
- 07One Medical annual membership
- 08401(k), including employer match on contributions made while employed by Ramp
- 09Fertility HRA (up to $10,000 per year)
- 10Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
- 11Pet insurance
- 12In-office perks: lunch, snacks, drinks, and more
- 13Relocation support to NYC or SF (as needed)
- 14Group medical, dental, and vision coverage through Sun Life
- 15Life, AD&D, and disability coverage
- 16Fertility drug coverage (up to $4,000 lifetime)
- 17Group Retirement Plan with employer match (RRSP + DPSP)
- 18Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
- 19Employee Assistance Program and virtual care through Lumino Health